The paper “ Global Business Cultural Analysis in Singapore” is a meaningful example of a business annotated bibliography. The article "Impact of cultural values on young consumers' choice of international tertiary education. Asia - Pacific journal of business administration" by im-Choy, C., Kim-Shyan Fam, & Holdsworth, D. K. (2009) aims at investigating issues among young consumers. Some of the issues, in this case, include, how cultural values tend to influence student’ s preferred information sources for their choice of university and how cultural values tend to influence some of the student's decisions on their study destinations. From the research design, it is quite evident that cultural values tend to have certain impacts on students' preferred information sources and intended university choices and enrolment.
Alternatively, the research results have various implications, which are important to marketers of export education. Cultural aspects in this case play a significant role in the young consumer’ s international tertiary education choice. In this case, the young learner’ s values and norms would play a significant role while making their decisions. Alternatively, choice of language would determine whether they are competent enough in the decision-making. Kwon, W.
J. (2010). An analysis of the organizational, market, and socio-cultural factors affecting the supply of insurance and other financial services by microfinance institutions in developing economies. Geneva papers on risk & insurance, 35(1), 130- 160. doi: http: //dx. doi. org/10.1057/gpp. 2009.32This article generally focuses on microfinance or rather the aspect of microinsurance thus the aspect of global markets and the business structure in more than 600 microfinance institutions and in at least 83 nations, which were in operation in 1998-2007. The essay goes further to examine organizational, socio-cultural and market impacts on insurance supply, saving, and lending services by MFIs in some of the developing nations across the globe.
This study focuses on Singapore as one of the developing nations across the globe. From the findings, it is quite evident that financial expense ratio, number of borrowers, years of operation, arrears repayments and life insurance penetration ratio tends to affect MFIs’ willingness to develop their operations in the microinsurance industry.
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