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Analyzing Obama's Health Care Reform - Essay Example

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Summary
Global studies confirm that, US has the most expensive health care despite being among the most developed states. Since the state cannot adequately cater for its population’s welfare whose cost is augmenting by day. 2. Among the states, which top the list encompass France,…
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Analyzing Obamas Health Care Reform
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"Analyzing Obama's Health Care Reform" is an astonishing example of a paper on the health system.
  1. Global studies confirm that the US has the most expensive health care despite being among the most developed states. Since the state cannot adequately cater for its population’s welfare whose cost is augmenting by day.
  2. Among the states, which top the list encompass France, Italy, and Spain while the US ranks position 37 below some undeveloped states like Chile and Costa Rica. These states compared to the US they do possess scanty resources but their health care systems are effective to cater to their citizens. Besides, their systems are affordable even to the low-income earners.
  3. These states have nationalized their health care systems, where the central governments have the command to control the involving expenditures besides leveraging the insurance policies. This is contrary to the US where the government and health care seem to be two diverse entities. Hence, making it become too pricey and only attainable by few who have satisfactorily insured themselves for classy healthcare.
  4. The insurance corporations are liable for costly healthcare since the state has not intervened in the process of regulating the operating rates. This makes the healthcare unattainable even to those who bear insurance covers since they cannot cater to them effectively.
  5. Body
  1. Problem
  1. Numerous people even those who already have secured insurance coverage are unable to attain healthcare services since it is costly. This is because what they have secured compared to what they entail is insignificant, hence similar to those who are uninsured.
  2. America has a much-uninsured populace of approximately 40 million.
  3. Insurance coverage expenditure is costly for most citizens who besides struggling to insure themselves, they have to cater to other expenses, for instance, education.
  4. Numerous people deny themselves varied necessities meant to make their lives comfortable to cater for the high-cost healthcare system. This is by ensuring that they have fully catered for their insurance cover to shun unnecessary insurance coverage arrears.
  5. The current healthcare system comprises of pricey administrative expenses, mismanagement, swindling, charges meant to exploit the patients, and general incompetence. This usually heightens the systems’ operating expenditure, thus making it costly and unattainable.
  1. Cause
  1. The US is the only state among the developed states, which has not nationalized its healthcare, hence making both the private and insurance corporations become expensive.
  2. Studies depict America ranked at position 37 below some of the states that have scanty resources compared, but adequately cater to their states, for instance, Chile and Costa Rica. These states have nationalized their healthcare, thus they have full control, which enables them to regulate varied charges besides investing in the sector. The leading states encompass France whose medical facilities encompass the old ones, which were during the WW1.
  3. Numerous insurance corporations their target is to gain from the venture instead of offering adequate and timely assistance for people to access affordable services.
  4. Studies have unveiled that, in some incidences insurance corporations have declined to pay medical specialists, thus making patients suffer grievously.
  5. Insurances by colluding with some employers normally may result to delay in finalizing the necessary procedures for the patient to receive timely medication, where they benefit jointly.
  6. Insurance corporations have made healthcare costly.
  7. The private management charges range 20 – 30% compared to Medicare whose expenditure is 3%.
  8. Besides heightened charges in private corporations, there are no significant alterations from non-profit to profit-making.
  9. The adopted culture evident in insurance corporations continues making healthcare inaccessible to numerous people.
  10. An adequate remedy is the adoption of universal healthcare.
  1. Plan
  2. The best option in making healthcare accessible to numerous citizens will be the adoption of universal healthcare. This calls for nationalization by the state where it will intervene with adequate and reliable resources that will boost areas, which its citizens cannot afford. In addition, this will tackle effectively cases entailing delayed medication by reluctant employers.
  3. Conclusion
  4. The effective remedy is the nationalization of healthcare since numerous people are unable to afford insurance coverage. Since the present healthcare will only cater to the few citizens who are well up and yield to an augmented mortality rate of those who are unable to afford it.
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